Easily Access
Business Loans
Thrivest empowers your SME with instant loans designed to fuel business growth and increase your income. Our secure, fast, and user-friendly digital lending platform makes managing your loan activities effortless.
Loan Calculator
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Create Your Profile
- - Fill out our quick registration form.
- - Verify your details for instant credibility.
- - Set up your profile to unlock tailored loan options.
Loan Application & Verification
- - Choose the exact funding you need.
- - Submit your documents with ease.
- - We swiftly review and verify your details.
Approval & Disbursement
- - Get your loan approved quickly.
- - Funds sent directly to your account.
- - Verify your funds instantly.
1
Quick Business loans.
Thrivest offers well structured loans that provide SMEs with the required working capital to meet their current business’s needs and also to help their businesses overcome the immediate and future growth challenges.
2
LPO Financing.
Thrivest provides working capital to credible SMEs who have obtained purchase orders or letters of award to deliver goods and services or to carry out contractual works to their customers.
This aims to support the SMEs' business growth and expansion.
3
Invoice financing
Thrivest helps turn your unpaid invoices into the cash you need to help SME businesses improve their cash flow, pay employees, suppliers, and reinvest in operations.
4
Business Support
Thrivest offers tailored digital tools and business support services delivered by an experienced investment team that helps you face on-going business challenges to ensure the long-term success of your business.
Key Indicators for Growth
Our Key Indicators for Growth highlight the essential metrics driving our success, guiding our strategy, and ensuring sustainable progress.
400+
Credible SMEs
600+
Loans Approved
5
Strategic Alliances
25+
Agent Network
OUR FAQS
Frequently Asked Questions
How much can I borrow?
Thrivest offers working capital transactions between ₦500,000 and ₦5,000,000.
What is the maximum tenor for a loan?
Loans are granted for a maximum of 3 months.
What is the interest rate?
Our interest is set for each application based on our assessment of risk. You will see the exact amount to repay in your offer letter before you accept it. Transaction and management fees apply in addition.
What do I need to apply for loan?
You will require all or some of the documents below when you apply on our web platform;
- Scanned copies of all CAC documents
- Valid proof of government identification (International passport, National Identification card, Driver’s license, Voter’s card, and National Identity Management Commission card).
- Bank Verification Number.
- Evidence of past jobs executed on behalf of the corporate.
- The invoice to be discounted or the LPO to be financed.
How quickly do I get the money after my application is approved?
Loans will be credited to the applicant's account within 24hours after the approval advice is received by the applicant and the processing and administrative fees are paid online on our platform.
Does Thrivest carry out credit checks on every applicant?
Yes, your application may be subjected to various credit checks before your loan request is approved.
Will the details of my loan be disclosed to a third party?
In the event of a default, the detail of your loans will be disclosed to the credit bureau and/or security agencies.
Are there other charges or fees?
For all transactions, processing and administration fees apply and you will see the exact amounts during the loan application process.
When is the interest paid?
The interest is paid at maturity (usually every 30 days) along with the principal.
What happens when I am unable to pay on the due date?
There are 2 scenarios that we envisage.
1. There is a valid unforeseen delay: If we verify that no fraud has occurred, we may extend the facility for another 30-60days which will attract an extension fee, while the approved interest continues.
2. The customer is being fraudulent: We will activate the legal proceedings, which include but are not limited to court orders for the debtor and their surety. In this event, the loan attracts additional daily default interest until the indebtedness is fully repaid or recovered.
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Find us
Our Loaction
Suite 306, OPIC Plaza, Mobolaji Bank Anthony Way, Ikeja, Lagos